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Compare our Pay Later features; Pay in 4 1 Pay Monthly 2; Purchase Amount: $30 to $1500: $199 to $10,000: Number of payments: 4 interest-free payments: 6, 12, or 24 payments: Time between payments: Bi-weekly (1 down payment & 3 payments) Monthly: APR: 0%: 9. Pay in full in 30 days. Fully tested and ready to use. Pay with the PayPal app or online Easily manage payments with autopay. Find $500 Down Payment Cars. Like other BNPL apps, it offers a Pay in 4 option. Our editors are rounding up everything that’s hot right now, all in one place. First, it offers a variety of payment options, allowing flexibility to pay loans back. No documents required for signup. Similar to Fingerhut, Stoneberry is a website where you can apply for a special type of credit to use so that you can make purchases. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. 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