Journey fcu - Journey Federal Credit Union Frequently Asked Questions.

 
Where is <b>Journey</b> <b>Federal Credit Union</b> located and what are your hours? Who can join <b>Journey</b> <b>Federal Credit Union</b>? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. . Journey fcu

(800) 348-7468. Access Community Credit Union. Its 16,023 members are served from 3 locations. Select Always allow pop-ups and redirects from https://etller. Journey has 3 branches across Michigan, offering a wide range of financial services to our members. ROUTING NUMBER: 253279536. March 23, 2023. Fowler Branch: 989-593-3909. Box 14867. 1200 ZEEB DR. Miscellaneous Questions - Journey Federal Credit Union Score: 25% Size: 40 kB 6. As a reminder, never send your account number through email. - 5:00 P. Quick Cash Loans. $20 application fee applies to all Quick Cash loans regardless of credit and whether or not loan is approved. Enter the code within 24 hours to proceed with your new online banking set up. 1090 Baese Ct Ovid, MI 48866-9694. A journey of a thousand miles begins with a single step. 00 and $99,999. ) The Journey Federal Credit Union ATM/Debit Card gives you the option of using the card. You must have access through online banking to use our mobile app. For over 51 years, Journey FCU has been a trusted financial partner, boasting a network of 3 branches and 3 ATMs across the country. *APY = Annual Percentage Yield. Journey Federal Credit Union is a financial cooperative that offers online banking, loans, credit cards, savings, and more. Maximum daily limit = $2,500. With qualifying credit, many times Journey Credit Union can meet or beat a rate quoted elsewhere!. Banking · Michigan, United States · <25 Employees. Full Service Machine Restricted Access. MasterCard Classic. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. Journey Federal Credit Union is a financial cooperative that offers online banking, loans, credit cards, savings, and more. Credit restrictions apply. HOURS: 8:00 A. Jun, 30, 2023 — JOURNEY FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT JOHNS, MI with 3 branch locations and about $186. Mobile Check Deposit Limits. Journey FCU Sep 2009 - Apr 2014 4 years 8 months. To access your JFCU account online, you must first have set up online banking access with us. Full Service Machine Restricted Access. Account # 282975856. APR* as. A debit card withdraws money from your checking account as a check does; therefore, it debits your account. 07 Million in assets and proudly serves over 17,000 loyal members. In some cases, the order of the checking account number and check serial number is reversed. Deloitte’s Chief Financial Officer (CFO) Program brings together a multidisciplinary team of Deloitte leaders and subject matter specialists to help CFOs stay ahead in the face of growing challenges and demands. Dedicated to serving anyone who lives, attends school, works, or worships in Clinton, Gratiot or Shiawassee County, Michigan. Southgate Full Service Drive Up ATM 800 S. Make a Payment. 4 months. 00 and $249,999. Previously, he served as the Union Minister of Labor. ACNB Bank. About Us Locations/ATMs News/Events Employment Opportunities Holiday Hours FAQs. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. Card Activation: 855-726-4885. Standard data rates apply based on your contract with mobile device carrier. Journey Federal Credit Union Frequently Asked Questions. Now you can pay your JFCU loan using a credit or debit card* or by ACH from any account - even if it's linked to another financial institution! Using our new online loan payment system, you can make a one-time guest payment or register to access other features such as recurring payments & viewing payment history. Maximum items per day = 10. Scream 6 Berrera has been fired from the upcoming Scream 7. Take Journey Federal Credit Union with you wherever you go with our Mobile Banking App! Stay up to date with your account balances, view your transactions, pay bills, transfer funds, find an ATM or branch location and so much more. Dedicated to serving anyone who lives, attends school, works, or worships in Clinton, Gratiot or Shiawassee County, Michigan. Simply log on to online banking and click on eStatements to sign up. Journey Federal Credit Union News & Events. Rate subject to risk adjustment. In some cases, the order of the checking account number and check serial number is reversed. To place a stop payment on a check, you can stop by and do so in-person or it can be done by phone. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 97% of our approved undergraduate applications have a co-borrower. Maximum items per day = 10. Bill Pay. Savings, checking, loans, mortgages, investments, online banking, mobile banking. You can contact us at 040-2333-2555 or visit a Customer. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. Credit Cards. 6924 to begin your journey. We are sad to announce that on January 18, 2022 we had to say goodbye to Zachary Ryan Miller of Elsie, Michigan, born in Owosso, Michigan. Journey Federal Credit Union Frequently Asked Questions. Kiernan Shipka in Totally Killer nails it Mad Men. Journey Federal Credit Union. Approval of Agenda Terry Thelen made a motion to approve the agenda as presented. About Us Locations/ATMs News/Events Employment Opportunities Holiday Hours FAQs. *APR = Annual Percentage Rate. Find out how to access your account, apply for a loan, deposit checks, and more with the new platforms. Account Agreement - effective December 1, 2022. 51 mi. Journey Federal Credit Union. Our e*Teller will be down for maintenance this morning. Journey Federal Credit Union Frequently Asked Questions HOLIDAY. Close Alert. From the regional winners, Everence awards three national scholarships – one of $2,000 and two of $1,000. Join NextMark Credit Union, and get the expertise you need to go the distance. Stay vigilant against fake checks, steeply discounted products, and suspicious emails or phone scams. Journey to a Brighter Financial Future. Journey Federal Credit Union Contains ads 4. Turn your dreams into plans and goals. You can also access your online. To report a lost or stolen ATM/Debit card. You will be prompted to create a new, unique. **Super Saver Certificate & No Penalty 14 Month Certificate no longer offered. Using the reorder form located in your last order of checks, please enter the specified information below in the entry boxes below. Download the app today - for iPhone or Android. , named Josh Wooley as president/CEO. After serving as interim CEO of the $176 million Journey Federal Credit Union in St. ! Learn More. When you apply for a loan with Journey FCU, you do not need to have an account. You need online banking access to use the app. Take Journey Federal Credit Union with you wherever you go with our Mobile Banking App! Stay up to date with your account balances, view your transactions, pay bills, transfer funds, find an ATM or branch location and so much more. Go to main navigation. It’s secure, easy to use, and best of allit’s FREE! App Details. taking out a credit card in your name) tends to be a low-tech crime. “We knew we needed to reboot the credit union inside out. Your Journey Starts Here. Journey Federal Credit Union Frequently Asked Questions. YOU CAN CONTACT US DIRECTLY AT 989. Clinton County Federal Credit Union. Journey FCU's Board of Directors proudly names Jeffrey Kusler as the new Chief Executive Officer! The JFCU Team congratulates Jeff on his new role and all the future may hold. Model Year 2013-2018. Physical address: 6801 Parkwood Blvd, Plano, TX 75024 Pine Bluff Cotton Belt FCU. Rate subject to risk adjustment. If you have. BP SERVICE 210 S. Community Impact; Values and History; Financials; Work With Us; Become a Member; Rates Locations & ATMs Apply for a Loan Make a Loan Payment Help. Journey Federal Credit Union Frequently Asked Questions. For over 51 years, Journey FCU has been a trusted financial partner,. Log In. This entitles you to take advantage of ALL the products and services offered by Journey Federal Credit Union. 00% APY on balances between $100,000. Full Service Machine Restricted Access. Download Application. Join NextMark Credit Union, and get the expertise you need to go the distance. Established in 1936, Pine Bluff Cotton Belt Federal Credit Union proudly calls Pine Bluff, Arkansas home. Johns, MI. Request Funds. Chief Executive Officer at Journey Federal Credit Union Report this post Report Report. Journey Federal Credit Union Frequently Asked Questions. As a valued member of Journey Federal Credit Union, we are committed to serving you. Miscellaneous Questions - Journey Federal Credit Union Score: 25% Size: 40 kB 6. Even though identity thieves are finding new ways to steal information over the Internet, the original theft (i. Minimum: $5,000 Max: $100,000 or 90. Funds from any deposits (cash or checks) at ATMs that JFCU does not own or operate may not be available for immediate withdrawal. 10667 E 2nd St Fowler, MI 48835-5100. Journey Federal Credit. Money matters to people. For over 51 years, Journey FCU has been a trusted financial partner, boasting a network of 3 branches and 3 ATMs across the country. The payroll deduction may be only $10. Journey Federal Credit Union Branch Location at 10667 E 2nd St, Fowler, MI 48835 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews. Journey Federal Credit Union e*Teller - Journey Federal. Journey Federal Credit Union is dedicated to serving anyone who lives, attends schools, works, or worships in Clinton, Gratiot, or Shiawassee County, Michigan. ‎Take Journey Federal Credit Union with you wherever you go with our Mobile Banking App! Stay up to date with your account balances, view your transactions, pay bills, transfer funds, find an ATM or branch location and so much more. Journey Federal Credit Union is dedicated to serving anyone who lives, attends schools, works, or worships in Clinton, Gratiot, or Shiawassee County, Michigan. Call the credit union at (989) 224-9511 or visit your nearest branch for personalized guidance and support. Credit Cards. Holiday Date; Martin Luther King Jr. The interactive map showcases all Journey branches located in and around the Ovid, making it easy for residents to find the nearest one and take advantage of their services. JFCU belongs to the CO-OP ATM network, which provides our members with thousands of surcharge-free ATMs to choose from. *APR = Annual Percentage Rate. Members trust Journey Federal Credit Union as a source for financial products. Journey Federal Credit Union Contains ads 4. Stay vigilant against fake checks, steeply discounted products, and suspicious emails or phone scams. Over 1,000 Bank Slogans & Credit Union Taglines! 121 Financial Credit Union – Banking Focused on You. Calculators We offer a variety of financial calculators to help you on your financial journey to success. Performance and stability improvements. 1090 Baese Ct Ovid, MI 48866-9694. 99: 0. With GreenPath, you have free access to money management and financial education services. ! Learn More. Alert: Be cautious of scams seeking your personal details. Rates vary by tier and apply to the full balance. AUTO LOANS. Close Alert. 99, 3. What should I do if my online banking login fails? If you should forget your password, navigate to Online Banking and click on the " Forgot Password " link. Must have Credit Union checking account in good standing for at least 3 months. Patrick Hunt introduced the Journey Federal Credit Union Executive and Management team members. Journey Federal Credit Union Frequently Asked Questions HOLIDAY. Established in 1972, Journey Federal Credit Union proudly calls St Johns, Michigan home. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. Holiday Date; Martin Luther King Jr. You will be prompted to create a new, unique. To remove a joint owner from an account, the joint owner must visit the CU and complete an assignment of interest form in order to be removed. A Business Draft/Checking Account may be opened once you are established as a credit union member. A budgeting tool on the new e-Teller, called Money Management. Save Your Identity with eStatements. Your Journey Starts Here. 9 star 12 reviews 1K+ Downloads Everyone info Install About this app arrow_forward Our mobile app provides members convenient access to Journey. You can transfer funds, view account balances, make loan payments, use card controls, and more with the app. Motorcycle, ATV, UTV, Snowmobile, etc. Premier Members FCU PSE Credit Union Public Employees CU (TX) Public Service CU Quest FCU Raritan Bay FCU Raytown Lee’s Summit CU Red River CU Red River FCU Red Rocks CU Redstone FCU Red Wing CU Regional FCU RIA FCU Rio Grande CU River Community CU Riverfront FCU River Region CU Rivertown. Journey Federal Credit Union now offers a private student loan solution with your best interest in mind! With zero origination fees, lower interest rates and flexible repayment options, it is easy to see why our private student loan solution gives students and families a better way to pay for college. Chief Executive Officer at Journey Federal Credit Union Report this post Report Report. With eStatements, viewing your account information is as easy as opening an email. Personal Savings. Journey Federal Credit Union Frequently Asked Questions. You will be prompted to create a new, unique. Chief Executive Officer at Journey Federal Credit Union Report this post Report Report. Deloitte’s Chief Financial Officer (CFO) Program brings together a multidisciplinary team of Deloitte leaders and subject matter specialists to help CFOs stay ahead in the face of growing challenges and demands. Find loan rates here. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. Motorcycle, ATV, UTV, Snowmobile, etc. With more than 15 years of experience in the. Earn more money with Journey Federal Credit Union Share Certificates and IRAs. Over 1,000 Bank Slogans & Credit Union Taglines! 121 Financial Credit Union – Banking Focused on You. If you're enrolled in online banking and are signed up for eStatements, this service is free. You can also access your online. Journey CU will never request any personal information over the phone, so avoid sharing any during calls. ServiceNow HRSD is an end-to-end solution that helps you shape the entire employee journey. App Store Description. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. Tap a location to get details, including map, phone numbers, hours, reviews, and more. A Business Draft/Checking Account may be opened once you are established as a credit union member. To access your JFCU account online, you must first have set up online banking access with us. Where is the bill pay located? You will see a link in online banking that says "Pay & Transfer" and you can click on that. tw’s traffic has dropped by -0. A Business Share/Savings Account with a $5. Journey Federal Credit Union Frequently Asked Questions. If you need to report your VISA card lost or stolen during normal business hours, please call us at 989-227-3710. A Business Share/Savings Account with a $5. With eStatements, viewing your account information is as easy as opening an email. Check balances, transfer funds, review transactions - and do it all safely with our state-of-the-art security measures. Southgate Full Service Drive Up ATM 800 S. Join IBEW Local Union 46 Today!. Chief Executive Officer at Journey Federal Credit Union Report this post Report Report. Get Directions. Main Office. Enter the code within 24 hours to proceed with your new online banking set up. City, State, ZipSt Johns, MI 48879. 8:00 PM. Close Alert. [ Read More] How do I sign up for direct deposit? If your employer offers direct deposit, give the payroll department our credit. Your Journey Starts Here. 1200 Zeeb Dr Saint Johns MI 48879. 28, 2024. Our online banking system is available 24 hours a day 7 days a week, rain, snow, sleet - well you get the picture. We have 3 convenient locations - St. Credit Cards. Go to main navigation. A Business Draft/Checking Account may be opened once you are established as a credit union member. ‎Journey Federal Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact. Navigate to our homepage and click Online Banking. Tips to help you enter the correct information to receive payments in a timely manner. Journey CU will never request any personal information over the phone, so avoid sharing any during calls. 090% APR* PERSONAL LOANS. Business Accounts. 1,167 likes · 17 talking about this · 53 were here. Remote Deposit. ‎Take Journey Federal Credit Union with you wherever you go with our Mobile Banking App! Stay up to date with your account balances, view your transactions, pay bills, transfer funds, find an ATM or branch location and so much more. cojiendo a mi hijastra, apollo 13 movie tamil dubbed download isaimini

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<strong>Journey</strong> Federal Credit Union Frequently Asked Questions HOLIDAY CLOSINGS: Christmas Day 12/25 - Complete List. . Journey fcu momlovet

taking out a credit card in your name) tends to be a low-tech crime. A signature loan (also known as a personal loan) is a loan without material collateral such as a car or home. Call the credit union at (989) 224-9511 or visit your nearest branch for personalized guidance and support. Journey Federal Credit Union is dedicated to serving anyone who lives, attends schools, works, or worships in Clinton, Gratiot, or Shiawassee County, Michigan. This means the top three recipients will receive scholarships totaling $3,000 or $2,000. Have your account number ready when you call. If you have concerns, contact Journey Credit Union directly. Check Balances on the go, look up recent transactions, and transfer funds. | Order Entry Portal. In addition, VISA processing rules & regulations prohibit use of their cards to make these types of loan payments. Loan Payments Made Simple. As low as 7. Journey Federal Credit Union. The fax number for Journey FCU varies by office location, as shown below: St. One student will be chosen from each of the following High Schools: To be eligible for the scholarship the applicant must: • Be a member of Journey Federal Credit Union since the beginning of the current calendar year and in good standing. 6800 or visit an A+FCU branch link opens in a new window. With over 40 dedicated individuals as of December 2023, Journey is committed to providing exceptional financial services to its members and the community. Journey Federal Credit Union is a financial cooperative that offers online banking, loans, credit cards, savings, and more. Journey Federal Credit Union November 28, 2017 · ATTENTION e*Teller Users: In the evening on Sunday December 10th, our system will undergo an update. Journey Federal Credit Union is here to help you pay down your college debt. 10667 E 2nd St Fowler, MI 48835-5100. Call our Loan Department at 989-227-3700 for rates, terms, an application, and disclosures. On Friday, August 13, 2010, NCUA filed a brief in the DC Federal Court of Judge Emmet Sullivan responding to the complaint by Kappa Alpha Psi FCU challenging NCUA’s liquidation order of August 3. If you have already set up online banking access, you can log into your account from any page of our website by entering your information into the online banking access area on the upper right-hand corner of your screen. Close Alert. However, you must qualify for membership when applying for a loan as a new member account will be set. Fowler Branch: 989-593-3909. APG Federal Credit Union Arena is an indoor arena At Harford Community College in. Using the reorder form located in your last order of checks, please enter the specified information below in the entry boxes below. Card Activation: 855-726-4885. You’ll be able to access your finances, apply for a loan, check account balances, view statements and pay bills online, deposit checks, and so much more - anytime, anywhere. ‎Take Journey Federal Credit Union with you wherever you go with our Mobile Banking App! Stay up to date with your account balances, view your transactions, pay bills, transfer funds, find an ATM or branch location and so much more. You can become a member, apply for a loan, or access your account online with security and convenience. Journey Federal Credit Union now offers a private student loan solution with your best interest in mind! With zero origination fees, lower interest rates and flexible repayment options, it is easy to see why our private student loan solution gives students and families a better way to pay for college. For over 51 years, Journey FCU has been a trusted financial partner, boasting a network of 3 branches and 3 ATMsacross the country. A VISA credit card from Journey Federal Credit Union gives you all the convenience. tw’s traffic has dropped by -0. Open Today: 9:00 am - 5:00 pm. 27% earn between $50-$149/hr. Alternatively, TerraVision IT operates a bus from Fiumicino Aeroporto T3 to Roma Termini Giolitti hourly. If your checks were lost or stolen you should call us IMMEDIATELY at 989-224-9511 and choose option 3 to speak with a Member Services Representative. We know how valuable your time is and we don't want you to waste it - Journey Federal Credit Union's online banking is available 24/7 for your convenience. You can include it with your monthly payments or pay separately by cash, check, charge, or electronic transfer. Journey Federal Credit Union Contains ads 4. Journey Federal Credit Union Frequently Asked Questions. Your Journey Starts Here. You must have access through online banking to use our mobile app. Refinance up to $75,000 with rates starting at 7. You can locate a CO-OP Network ATM through our Online Locator, iPhone Application, Text Messaging or GPS. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. A Business Draft/Checking Account may be opened once you are established as a credit union member. With online banking you can check balances, transfer funds, make loan payments and check your history. 1; Location of This Business 1200 Zeeb Dr, Saint Johns, MI. Journey Federal Credit Union Employment Opportunities. Alert: Be cautious of scams seeking your personal details. What should I do if my online banking login fails? If you should forget your password, navigate to Online Banking and click on the " Forgot Password " link. eStatements are convenient, reliable and secure. Journey Federal Credit Union. Can I get overdraft protection? Can the credit union give me a copy of my credit report? Do you have to be a member to apply for a loan? Do you offer mobile banking? Do you offer mortgages? Does the credit union offer student loans? Does the credit union put a hold on checks? How can I apply for a loan?. BP SERVICE 210 S. BP SERVICE 210 S. For over 69 years, Journey CU has been a trusted financial partner, boasting a network of 2 branches across the country. FedACH Routing. If you need further assistance, please call the Credit Union at 989-227-3700 and select option 3. at Smith Family Funeral Homes, Elsie, MI and on Saturday beginning at 2:00 P. With over 40 dedicated individuals as of December 2023, Journey is committed to providing exceptional financial services to its members and the community. The terms "debit card" and "check card" mean the same thing. JOURNEY FEDERAL CREDIT UNION. Today, Journey Federal Credit Union (JFCU)’s Board of Directors announced that they have appointed Jeffrey Kusler as the credit union's new CEO after a four-month interim period. Journey Federal Credit Union is dedicated to serving anyone who lives, attends schools, works, or worships in Clinton, Gratiot, or Shiawassee County, Michigan. Join Journey Federal Credit Union today and choose from one of our financial incentives—from a loan discount to an increased CD rate to a free credit report review! All of these are really good reasons to join. Our Partners. Yes - overdraft protection is a service made available to all members. Fee Schedule. We’re looking towards the future with eight predictions for the finance function of 2025. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. Journey Federal Credit Union. Pine Bluff AR 71601. As a valued member of Journey Federal Credit Union, we are committed to serving you. Our online banking system is available 24 hours a day 7 days a week, rain, snow, sleet - well you get the picture. Johns: 989-224-6596. Journey Federal Credit Union was formed as a result of the merger between two local employee credit unions in 1972. Maximum daily limit = $2,500. Early withdrawal penalties: 90 days interest forfeited on 12. This answer has been viewed 9763 times. If you ever change your mind, we’ll be happy to switch you back to paper statements. eStatements are convenient, reliable and secure. Member Service Specialist at Journey FCU Lansing, MI. Saint Johns, Michigan 48879 Languages English - More activity by Melanie Já estamos na Agroleite - Castrolanda, prontos para atendê-los!. Members trust Journey Federal Credit Union as a source for financial products. To access your JFCU account online, you must first have set up online banking access with us. Can I get overdraft protection? Can the credit union give me a copy of my credit report? Do you have to be a member to apply for a loan? Do you offer mobile banking? Do you offer mortgages? Does the credit union offer student loans? Does the credit union put a hold on checks? How can I apply for a loan?. We're more than just a credit union; we're a community committed to your success. Your hard-earned funds are right at your fingertips. 00 and $99,999. Journey Federal Credit Union Frequently Asked Questions. Journey Federal Credit Union Frequently Asked Questions. Saint Johns, Michigan 48879 Languages English - More activity by Melanie Já estamos na Agroleite - Castrolanda, prontos para atendê-los!. Dedicated to serving anyone who lives, attends. In some cases, the order of the checking account number and check serial number is reversed. Penalty fees will be incurred for early withdrawals. The map above displays the locations of Journey Federal locations in St. With a rich history dating back to 1963, Acadia Federal Credit Union is the culmination of seven smaller community credit unions and proudly serves Aroostook, Penobscot, Hancock, Washington, and. Where is Journey Federal Credit Union located and what are your hours? Who can join Journey Federal Credit Union? Who do I contact if my debit/credit card is lost or stolen? Will I earn interest on my money if I put it into a Roth IRA?. Join to view profile Journey Federal Credit Union. Among other things, the Employee Center offers functionalities for Enterprise Onboarding and Transitions, Case and Knowledge management , and. Saving money is where good money management begins. Discounts do not apply. Alert: Be cautious of scams seeking your personal details. 118 followers 118 connections. 2 out of 5. **Super Saver Certificate & No Penalty 14 Month Certificate no longer offered. Journey Federal Credit Union Established Working Homeowner - Journey Federal Credit Union. The payroll deduction may be only $10. 6800 or visit an A+FCU branch link opens in a new window. 00 minimum balance establishes you as a credit union member. Main Street Inc. Our e*Teller will be down for maintenance this morning. . mipoga